13657 Front Beach Road, Panama City Beach, FL 32413
$3,695,000
Property Type:
Residential
Bedrooms:
6
Baths:
7
Square Footage:
3,990
Lot Size (sq. ft.):
8,276
Status:
Active
Current Price:
$3,695,000
List Date:
3/20/2026
Last Modified:
3/20/2026
Overview
Description
Listing Details MLS# 998460
Contract Info
- List Price/SqFt
- 926.07
- Listing Board
- Emerald Coast
Location Tax and Legal
- Area
- 27 - Bay County
- Street #
- 13657
- Street Name
- Front Beach
- Street Suffix
- Road
- State
- FL
- Zip Code
- 32413
- County
- Bay
- Project Name/Subdivision
- Margaritaville Cottages
- Parcel ID
- 34764-100-030
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Beach House
- Apx SqFt(Htd/Cooled)
- 3990
- SqFt Source
- Building Plan
- Full Baths
- 6
- Half Baths
- Yes
- Total Bathrooms
- 7
- # Stories
- 3
- Year Built
- 2023
- Immediate Occupancy
- Yes
- Garage
- No
- Carport
- Yes
- Carport Spaces
- 2
- Driveway Spaces
- 2
- Acreage
- 0.19
- Pool
- Yes
- Pool Type
- Private
Waterfront
- Waterfront Feet
- 40
- Gulf
- Yes
Location, Tax and Legal
- Sub Area
- 2718 - Beach - Central South
- Elementary School
- Hutchinson Beach
- Middle School
- Surfside
- High School
- Arnold
- Legal Description
- PANAMA CITY BEACH RESORT LOT 3 MARGARITAVILLE COTTAGES PH 1 ORB 4704 P 1401
More Information
Listing Info, Tax & Legal
- Homestead
- No
- Is Subject Leased
- No
- Assessment Fees
- Yes
- Assessment Amount
- 300
- Annual Assessment Amount
- 1200
- Assessment Paid
- Quarterly
- New Buyer Fee
- No
- New Buyer Fee Amt
- 5000
- New Buyer Fee Paid
- $
- Last Taxes
- 36406
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
- As Is
- Yes
Remarks & Misc
- Remarks
- BACK ON MARKET AND SELLER READY TO MOVE IT. This private Gulf Front 6-bedroom, 6.5 baths home with a private pool was customized by the owners, with a different furniture package and decor to make it special. THIS HOME HAS NEVER BEEN RENTED AND IN BRAND NEW CONDITION! The unit can be put on the Margaritaville rental program immediately if so desired. The Oasis Floor Plan features offer 3990 SF of living space with an endless view from each balcony and offers two master suites on the Third Floor. The First Floor offers a Recreation Room with a Mini-Kitchen and a gaming area with Pool table, bunk room and an Elevator. The second floor features the living area with an open Great Room, that opens to an oversize balcony with endless views both East and West.
Construction Status
- Construction Complete
- Yes
Parking Features
- Carport
- Yes
Lot/Parcel Access
- City Road
- Yes
- Paved Road
- Yes
- State Highway
- Yes
Lot Features
- Coastal Setback
- Yes
- Covenants
- Yes
- Flood Insurance Req
- Yes
Project Facilities
- BBQ Pit/Grill
- Yes
- Dumpster
- Yes
- Exercise Room
- Yes
- Pool
- Yes
- TV Cable
- Yes
Construction/Siding
- Roof Metal
- Yes
- Siding CmntFbrHrdBrd
- Yes
- Trim Wood
- Yes
Utilities
- Electric
- Yes
- Public Sewer
- Yes
- Public Water
- Yes
- TV Cable
- Yes
Zoning
- City
- Yes
Exterior
- Balcony
- Yes
- BBQ Pit/Grill
- Yes
- Columns
- Yes
- Hot Tub
- Yes
- Patio Open
- Yes
- Pool - Gunite Concrt
- Yes
Interior
- Floor Tile
- Yes
- Floor Vinyl
- Yes
- Furnished - All
- Yes
- Owner's Closet
- Yes
- Pantry
- Yes
- Plantation Shutters
- Yes
- Window Treatment All
- Yes
Financing
- Conventional
- Yes
Appliances
- Cooktop
- Yes
- Disposal
- Yes
- Dryer
- Yes
- Ice Machine
- Yes
- Microwave
- Yes
- Range Hood
- Yes
- Refrigerator
- Yes
- Refrigerator W/IceMk
- Yes
- Smoke Detector
- Yes
- Warranty Provided
- Yes
- Washer
- Yes
Energy
- AC - 2 or More
- Yes
- Heat Pump Air To Air
- Yes
- Water Heater - Tnkls
- Yes
Mstr Bdrm/Mstr Bath
- MBath Double Vanity
- Yes
- MBath Tile
- Yes
Master Bedroom
- Third
- Yes
Bedroom
- Second
- Yes
- Third
- Yes
Rooms
- Balcony
- Yes
- Bedroom
- Yes
- Bunk Room
- Yes
- Dining Area
- Yes
- Great Room
- Yes
- Kitchen
- Yes
- Laundry
- Yes
- Master Bedroom
- Yes
- Recreation Room
- Yes
- Storage
- Yes
Fees Include
- Management
- Yes
- Master Association
- Yes
- Recreational Faclty
- Yes
- Security
- Yes
- TV Cable
- Yes
Property Features
Construction Status:
Construction Complete
Lot Features:
Coastal Setback; Covenants; Flood Insurance Req
Waterfront:
Gulf
Parking Features:
Carport
Project Facilities:
BBQ Pit/Grill; Dumpster; Exercise Room; Pool; TV Cable
Exterior:
Balcony; BBQ Pit/Grill; Columns; Hot Tub; Patio Open; Pool - Gunite Concrt
Interior:
Floor Tile; Floor Vinyl; Furnished - All; Owner's Closet; Pantry; Plantation Shutters; Window Treatment All
Appliances:
Cooktop; Disposal; Dryer; Ice Machine; Microwave; Range Hood; Refrigerator; Refrigerator W/IceMk; Smoke Detector; Warranty Provided; Washer
Utilities:
Electric; Public Sewer; Public Water; TV Cable
Energy:
AC - 2 or More; Heat Pump Air To Air; Water Heater - Tnkls
Master Bedroom:
Third
Bedroom:
Second; Third
Rooms:
Balcony; Bedroom; Bunk Room; Dining Area; Great Room; Kitchen; Laundry; Master Bedroom; Recreation Room; Storage
Financing:
Conventional
Fees Include:
Management; Master Association; Recreational Faclty; Security; TV Cable
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
|---|---|---|---|---|---|
| Bunk Room | First | 11.5 x 12.5 | 11.50 | 12.50 | with bath |
| Bedroom | Second | 12 x 12 | 12.00 | 12.00 | with ensuite bath |
| Bedroom | Second | 12 x 12 | 12.00 | 12.00 | with ensuite bath |
| Bedroom | Third | 12 x 12 | 12.00 | 12.00 | with ensuite bath |
| Master Bedroom | Third | 14 x 15 | 14.00 | 15.00 | with ensuite bath |
| Bedroom | Third | 12 x 12 | 12.00 | 12.00 | with ensuite bath |
| Recreation Room | First | 25 x 15 | 25.00 | 15.00 | with Wet Bar |
| Great Room | Second | 26 x 15 | 26.00 | 15.00 | |
| Dining Area | Second | 11 x 12 | 11.00 | 12.00 | |
| Kitchen | 11 x 13 | 11.00 | 13.00 | ||
| Laundry | Second | 5 x 9 | 5.00 | 9.00 | |
| Storage | First | 6 x 7 | 6.00 | 7.00 | in carport |
| Balcony | Second | 25 x 8 | 25.00 | 8.00 | open from living room/dining |
| Balcony | First | 25 x 16 | 25.00 | 16.00 | with Pool, hot tub, beach entry, |
| Balcony | Third | 25 x 8 | 25.00 | 8.00 | open from bedrooms |
Listing Office:
Beach Time Realty Inc
Last Updated: March - 20 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.