198 E Water Street, Inlet Beach, FL 32461
$3,749,500
Property Type:
Residential
Bedrooms:
4
Baths:
5
Square Footage:
2,629
Lot Size (sq. ft.):
2,614
Status:
Active
Current Price:
$3,749,500
List Date:
7/23/2026
Last Modified:
8/12/2026
Listing Details MLS# 1008286
Contract Info
- List Price/SqFt
- 1426.21
- Listing Board
- Emerald Coast
Location Tax and Legal
- Area
- 18 - 30A East
- Street #
- 198
- Street Direction
- E
- Street Name
- Water
- Street Suffix
- Street
- State
- FL
- Zip Code
- 32461
- County
- Walton
- Project Name/Subdivision
- ROSEMARY BEACH
- Parcel ID
- 35-3S-18-16064-032-0030
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Beach House
- Apx SqFt(Htd/Cooled)
- 2629
- SqFt Source
- County PA Records
- Full Baths
- 4
- Half Baths
- Yes
- Total Bathrooms
- 5
- # Stories
- 3
- Year Built
- 2012
- Garage
- Yes
- Carport
- Yes
- Garage Spaces
- Yes
- Carport Spaces
- Yes
- Driveway Spaces
- 2
- userdefined76
- 4
- Acreage
- 0.06
- Pool
- Yes
- Pool Type
- Private
Location, Tax and Legal
- Sub Area
- 1804 - S. of 98 East of Camp Creek
- Elementary School
- Dune Lakes
- Middle School
- Seaside
- High School
- South Walton
- Legal Description
- LOT 3 BLK 32 ROSEMARY BEACH PH 6 S/D PB 13-30 OR 2981-1904 OR 2868-2316 OR 2981-1904 OR 3169-2712
Listing Info, Tax & Legal
- Is Subject Leased
- No
- Assessment Fees
- Yes
- Assessment Amount
- 1592
- Annual Assessment Amount
- 6368
- Assessment Paid
- Quarterly
- New Buyer Fee
- Yes
- New Buyer Fee Amt
- 0.5
- New Buyer Fee Paid
- %
- Last Taxes
- 23630.43
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
- As Is
- No
More Information
Remarks & Misc
- Remarks
- Welcome home to this beautifully refreshed cottage and carriage house in the heart of Rosemary Beach, where timeless coastal charm meets effortless 30A living. Thoughtfully updated, the main residence features freshly painted interiors, brand-new countertops, refreshed appliances, and a bright, open-concept living and kitchen area designed for gathering with family and friends. Offering three bedrooms and three-and-a-half baths in the main cottage, along with a separate one-bedroom, one-bath carriage house, the property provides a versatile layout with plenty of space for family and guests. Step outside to your own private retreat, where a heated pool surrounded by lush tropical landscaping creates an inviting setting for relaxing afternoons, outdoor entertaining, and evenings after a day at the beach. Ideally located just moments from the beautiful beaches and emerald waters of the Gulf, along with Rosemary Beach's boutique shopping, acclaimed dining, and charming town center, this home places the best of the community right outside your door. Whether enjoyed as a second home, vacation retreat, or investment property, this refreshed Rosemary Beach cottage offers an exceptional opportunity to own and enjoy a special piece of one of 30A's most sought-after communities.
Construction Status
- Construction Complete
- Yes
Parking Features
- Covered
- Yes
- Garage Attached
- Yes
Lot/Parcel Access
- Paved Road
- Yes
- Private Road
- Yes
Lot Features
- Interior
- Yes
- Within 1/2 Mile to Water
- Yes
Project Facilities
- Beach
- Yes
- Deed Access
- Yes
- Exercise Room
- Yes
- Fishing
- Yes
- Pets Allowed
- Yes
- Pool
- Yes
- Short Term Rental - Allowed
- Yes
- Tennis
- Yes
- TV Cable
- Yes
- Waterfront
- Yes
Construction/Siding
- Block
- Yes
- Concrete
- Yes
Utilities
- Electric
- Yes
- Gas - Natural
- Yes
- Public Sewer
- Yes
- Public Water
- Yes
- Tap Fee Paid
- Yes
- TV Cable
- Yes
- Underground
- Yes
Zoning
- Resid Single Family
- Yes
Exterior
- Balcony
- Yes
- BBQ Pit/Grill
- Yes
- Fenced Back Yard
- Yes
- Fenced Privacy
- Yes
- Guest Quarters
- Yes
- Patio Open
- Yes
- Pool - Gunite Concrt
- Yes
- Pool - Heated
- Yes
- Porch Open
- Yes
- Rain Gutter
- Yes
Interior
- Breakfast Bar
- Yes
- Built-In Bookcases
- Yes
- Ceiling Beamed
- Yes
- Ceiling Raised
- Yes
- Fireplace
- Yes
- Fireplace 2+
- Yes
- Fireplace Gas
- Yes
- Floor Tile
- Yes
- Floor WW Carpet
- Yes
- Furnished - All
- Yes
- Guest Quarters
- Yes
- Kitchen Island
- Yes
- Lighting Recessed
- Yes
- Lighting Track
- Yes
- Owner's Closet
- Yes
- Shelving
- Yes
- Split Bedroom
- Yes
- Washer/Dryer Hookup
- Yes
- Wet Bar
- Yes
- Window Treatment All
- Yes
- Woodwork Painted
- Yes
Financing
- Conventional
- Yes
- Other
- Yes
Appliances
- Auto Garage Door Opn
- Yes
- Cooktop
- Yes
- Dishwasher
- Yes
- Disposal
- Yes
- Dryer
- Yes
- Microwave
- Yes
- Oven Self Cleaning
- Yes
- Refrigerator W/IceMk
- Yes
- Smoke Detector
- Yes
- Stove/Oven Gas
- Yes
- Washer
- Yes
- Wine Refrigerator
- Yes
Energy
- AC - 2 or More
- Yes
- AC - Central Elect
- Yes
- Ceiling Fans
- Yes
- Heat Cntrl Electric
- Yes
- Water Heater - Gas
- Yes
Mstr Bdrm/Mstr Bath
- MBath Double Vanity
- Yes
- MBath Garden Tub
- Yes
- MBath Separate Shwr
- Yes
- MBath Tile
- Yes
- MBath Walk-In Closet
- Yes
- MBed Fireplace
- Yes
Master Bedroom
- Second
- Yes
Bedroom
- Second
- Yes
- Third
- Yes
Kitchen
- First
- Yes
Living Room
- First
- Yes
Rooms
- Bedroom
- Yes
- Kitchen
- Yes
- Living Room
- Yes
- Master Bathroom
- Yes
- Master Bedroom
- Yes
- Separate Apartment
- Yes
Fees Include
- Accounting
- Yes
- Management
- Yes
- Master Association
- Yes
- Recreational Faclty
- Yes
- Security
- Yes
- Trash
- Yes
- TV Cable
- Yes
Property Features
Construction Status:
Construction Complete
Lot Features:
Interior; Within 1/2 Mile to Water
Zoning:
Resid Single Family
Parking Features:
Covered; Garage Attached
Project Facilities:
Beach; Deed Access; Exercise Room; Fishing; Pets Allowed; Pool; Short Term Rental - Allowed; Tennis; TV Cable; Waterfront
Exterior:
Balcony; BBQ Pit/Grill; Fenced Back Yard; Fenced Privacy; Guest Quarters; Patio Open; Pool - Gunite Concrt; Pool - Heated; Porch Open; Rain Gutter
Interior:
Breakfast Bar; Built-In Bookcases; Ceiling Beamed; Ceiling Raised; Fireplace; Fireplace 2+; Fireplace Gas; Floor Tile; Floor WW Carpet; Furnished - All; Guest Quarters; Kitchen Island; Lighting Recessed; Lighting Track; Owner's Closet; Shelving; Split Bedroom; Washer/Dryer Hookup; Wet Bar; Window Treatment All; Woodwork Painted
Appliances:
Auto Garage Door Opn; Cooktop; Dishwasher; Disposal; Dryer; Microwave; Oven Self Cleaning; Refrigerator W/IceMk; Smoke Detector; Stove/Oven Gas; Washer; Wine Refrigerator
Utilities:
Electric; Gas - Natural; Public Sewer; Public Water; Tap Fee Paid; TV Cable; Underground
Energy:
AC - 2 or More; AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Gas
Master Bedroom:
Second
Bedroom:
Second; Third
Kitchen:
First
Living Room:
First
Rooms:
Bedroom; Kitchen; Living Room; Master Bathroom; Master Bedroom; Separate Apartment
Financing:
Conventional; Other
Fees Include:
Accounting; Management; Master Association; Recreational Faclty; Security; Trash; TV Cable
Room Information
| Room Name | Level | Dimensions | Length | Width |
|---|---|---|---|---|
| Living Room | First | 16 x 22 | 16.00 | 22.00 |
| Kitchen | First | 14 x 15 | 14.00 | 15.00 |
| Master Bedroom | Second | 15 x 16 | 15.00 | 16.00 |
| Master Bathroom | Second | 8 x 16 | 8.00 | 16.00 |
| Bedroom | Second | 13 x 14 | 13.00 | 14.00 |
| Bedroom | Third | 13 x 13 | 13.00 | 13.00 |
| Separate Apartment | Second | 22 x 22 | 22.00 | 22.00 |
Documents
Projections 360 ›
Listing Office:
Rosemary Beach Realty LLC
Last Updated: August - 12 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.