2809 Scenic Hwy 98, Destin, FL 32541 (MLS# 994900)

2809 Scenic Hwy 98, Destin, FL 32541

$2,825,000

Corner lot on Scenic 98 directly across the street from the beach with Gulf views from the home.

Shirah Beach Access is just a leisurely 2-minute stroll from the home.

The master features a private balcony facing the front yard with Gulf views.

Located on the 3rd floor featuring a private balcony with Gulf views.

Property Type: Residential Bedrooms: 6 Baths: 5 Square Footage: 2,630 Lot Size (sq. ft.): 7,405 Status: Active

Current Price: $2,825,000 List Date: 5/21/2026 Last Modified: 7/22/2026

Overview

Description

YEAR TO DATE BOOKINGS AS OF JULY 1, 2026, $217,086.52 Located directly along Scenic Hwy 98 on a prominent corner lot, this exceptional three-story coastal retreat offers Gulf views from the second & third levels and is just 0.1 miles from the Shirah Beach Access, a leisurely 2-minute stroll to the sugar-white sands. Thoughtfully designed & impeccably maintained, the property presents a rare ''two-homes-in-one'' configuration ideal for personal enjoyment & high-performing short-term rental use. The 4-bedroom main residence is complemented by a separate 2-bedroom carriage house, with a heated pool & pool deck serving as the private focal point between the two structures. This flexible layout provides privacy & versatility well-suited for hosting guests, multi-generational living, or maximizing rental potential. The carriage house also features

Supplements: a kitchenette, a full bathroom, and a walk-in closet, offering comfortable & independent accommodations. The home is tastefully decorated & offered turnkey, featuring solid surface flooring throughout, multiple living areas, and balconies positioned to capture Gulf breezes & views. A golf cart is included, enhancing convenience for beach access & e ... (Read more)

Listing Details MLS# 994900

Contract Info

List Price/SqFt: 1074.14
Listing Board: Emerald Coast

Location Tax and Legal

Area: 14 - Destin
Street #: 2809
Street Name: Scenic Hwy 98
State: FL
Zip Code: 32541
County: Okaloosa
Project Name/Subdivision: CRYSTAL BEACH
Parcel ID: 00-2S-22-0580-0012-001A

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 2630
SqFt Source: County PA Records
Full Baths: 5
Total Bathrooms: 5
# Stories: 3
Year Built: 2004
Garage: No
Carport: No
Driveway Spaces: 4
userdefined76: 4
Acreage: 0.17
Pool: Yes
Pool Type: Private

Location, Tax and Legal

Sub Area: 1404 - Destin Beach East
Elementary School: Destin
Middle School: Destin
High School: Fort Walton Beach
Legal Description: CRYSTAL BEACH LOT 1 BLK 12

Listing Info, Tax & Legal

Homestead: No
Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
Last Taxes: 22922.26
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No

More Information

Remarks & Misc

Remarks: YEAR TO DATE BOOKINGS AS OF JULY 1, 2026, $217,086.52 Located directly along Scenic Hwy 98 on a prominent corner lot, this exceptional three-story coastal retreat offers Gulf views from the second & third levels and is just 0.1 miles from the Shirah Beach Access, a leisurely 2-minute stroll to the sugar-white sands. Thoughtfully designed & impeccably maintained, the property presents a rare ''two-homes-in-one'' configuration ideal for personal enjoyment & high-performing short-term rental use. The 4-bedroom main residence is complemented by a separate 2-bedroom carriage house, with a heated pool & pool deck serving as the private focal point between the two structures. This flexible layout provides privacy & versatility well-suited for hosting guests, multi-generational living, or maximizing rental potential. The carriage house also features

Construction Status

Construction Complete: Yes

Waterview

Gulf: Yes

Lot/Parcel Access

Paved Road: Yes

Lot Features

Corner: Yes
Sidewalk: Yes
Within 1/2 Mile to Water: Yes

Construction/Siding

Frame: Yes
Roof Metal: Yes
Siding CmntFbrHrdBrd: Yes
Slab: Yes

Utilities

Electric: Yes
Gas - Natural: Yes
Public Sewer: Yes
Public Water: Yes
TV Cable: Yes

Zoning

Resid Single Family: Yes

Exterior

Balcony: Yes
Deck Covered: Yes
Deck Open: Yes
Fenced Back Yard: Yes
Fenced Lot-All: Yes
Guest Quarters: Yes
Lawn Pump: Yes
Patio Open: Yes
Pool - Gunite Concrt: Yes
Pool - Heated: Yes
Pool - House: Yes
Pool - In-Ground: Yes
Porch: Yes
Renovated: Yes
Sprinkler System: Yes

Interior

Breakfast Bar: Yes
Ceiling Crwn Molding: Yes
Ceiling Raised: Yes
Floor Hardwood: Yes
Floor Tile: Yes
Furnished - All: Yes
Guest Quarters: Yes
Lighting Recessed: Yes
Owner's Closet: Yes
Renovated: Yes
Washer/Dryer Hookup: Yes
Window Treatment All: Yes

Financing

Conventional: Yes
VA: Yes
None: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven Self Cleaning: Yes
Range Hood: Yes
Refrigerator W/IceMk: Yes
Smoke Detector: Yes
Smooth Stovetop Rnge: Yes
Stove/Oven Electric: Yes
Washer: Yes

Energy

AC - 2 or More: Yes
AC - Central Elect: Yes
Ceiling Fans: Yes
Double Pane Windows: Yes
Heat Cntrl Electric: Yes
Water Heater - Elect: Yes

Mstr Bdrm/Mstr Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Whirlpool: Yes
MBed Balcony: Yes

Master Bedroom

Second: Yes

Bedroom

First: Yes
Second: Yes

Kitchen

First: Yes

Rooms

Bedroom: Yes
Bonus Room: Yes
Dining Room: Yes
Kitchen: Yes
Master Bedroom: Yes
Pool House: Yes

Property Features

Construction Status: Construction Complete Lot Features: Corner; Sidewalk; Within 1/2 Mile to Water Zoning: Resid Single Family Waterview: Gulf Exterior: Balcony; Deck Covered; Deck Open; Fenced Back Yard; Fenced Lot-All; Guest Quarters; Lawn Pump; Patio Open; Pool - Gunite Concrt; Pool - Heated; Pool - House; Pool - In-Ground; Porch; Renovated; Sprinkler System Interior: Breakfast Bar; Ceiling Crwn Molding; Ceiling Raised; Floor Hardwood; Floor Tile; Furnished - All; Guest Quarters; Lighting Recessed; Owner's Closet; Renovated; Washer/Dryer Hookup; Window Treatment All Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven Self Cleaning; Range Hood; Refrigerator W/IceMk; Smoke Detector; Smooth Stovetop Rnge; Stove/Oven Electric; Washer Utilities: Electric; Gas - Natural; Public Sewer; Public Water; TV Cable Energy: AC - 2 or More; AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: Second Bedroom: First; Second Kitchen: First Rooms: Bedroom; Bonus Room; Dining Room; Kitchen; Master Bedroom; Pool House Financing: Conventional; VA; None

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Dining Room	First	18 x 12	18.00	12.00	Dining/Living Combo
Kitchen	First	18 x 13	18.00	13.00
Bedroom	First	15 x 11	15.00	11.00
Bedroom	First	11 x 11	11.00	11.00
Master Bedroom	Second	17 x 17	17.00	17.00
Bedroom	Second	11 x 11	11.00	11.00
Bonus Room	Third	12 x 12	12.00	12.00
Pool House	First	11 x 11	11.00	11.00
Bedroom	First	12 x 11	12.00	11.00
Bedroom	First	12 x 11	12.00	11.00

Documents

Cost to Own ›

Listing Office: EXP Realty LLC

Last Updated: July - 22 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.