8205 Surf Drive, Panama City Beach, FL 32408

$2,875,000
Property Type: Residential Bedrooms: 6 Baths: 5 Square Footage: 2,856 Lot Size (sq. ft.): 6,098 Status: Active
Current Price: $2,875,000 List Date: 8/07/2026 Last Modified: 8/07/2026

Overview

Description

Gulf-Front Oasis with Private Saltwater Pool & Excellent Rental Income! This stunning 6-bedroom, 4.5-bath beachfront home offers the ultimate luxury coastal living experience, sitting directly on the sugar-white sands of Panama City Beach--zero steps to the beach! With approximately 2,900 sq. ft., this beautifully designed home provides expansive Gulf views from nearly every room. The open-concept floor plan features a nice kitchen and a spacious living room and dining area, perfect for large gatherings. The living area is bright and airy, with large windows that capture breathtaking sunset views over the Emerald Coast. The two king bedrooms on the main floor are en suite. Upstairs, the four bedrooms offer ample space for guests, each designed with comfort and relaxation in mind; they provide flexibility for families or rental guests, ensuring everyone has their own space to unwind. Step outside to over 1,800 sq. ft. of outdoor decking, including 450 sq. ft. of covered spa ...

Listing Details MLS# 1009380

Contract Info

List Price/SqFt
1006.65
Listing Board
Emerald Coast

Location Tax and Legal

Area
27 - Bay County
Street #
8205
Street Name
Surf
Street Suffix
Drive
State
FL
Zip Code
32408
County
Bay
Project Name/Subdivision
BEL AIR
Parcel ID
30437-020-000

General Property Info

Sub-Type
Detached Single Family
Design
Beach House
Apx SqFt(Htd/Cooled)
2856
SqFt Source
County PA Records
Full Baths
4
Half Baths
Yes
Total Bathrooms
5
# Stories
2
Year Built
2013
Immediate Occupancy
Yes
Garage
No
Carport
No
Acreage
0.14
Pool
Yes
Pool Type
Private
userdefined76
0

Waterfront

Waterfront Feet
40
Gulf
Yes

Location, Tax and Legal

Sub Area
2719 - Beach - East
Elementary School
Patronis
Middle School
Surfside
High School
Arnold
Legal Description
Bel Air (29.1B)Beg At Nly Cor Lot 29 Blk 18th Sely Alg S Row Li Of Surf

More Information

Listing Info, Tax & Legal

Homestead
No
Is Subject Leased
No
Assessment Fees
No
New Buyer Fee
No
Last Taxes
18652.32
Last Tax Year
2025
Brokerage Interest
No Interest
As Is
Yes

Remarks & Misc

Remarks
Gulf-Front Oasis with Private Saltwater Pool & Excellent Rental Income! This stunning 6-bedroom, 4.5-bath beachfront home offers the ultimate luxury coastal living experience, sitting directly on the sugar-white sands of Panama City Beach--zero steps to the beach! With approximately 2,900 sq. ft., this beautifully designed home provides expansive Gulf views from nearly every room. The open-concept floor plan features a nice kitchen and a spacious living room and dining area, perfect for large gatherings. The living area is bright and airy, with large windows that capture breathtaking sunset views over the Emerald Coast. The two king bedrooms on the main floor are en suite. Upstairs, the four bedrooms offer ample space for guests, each designed with comfort and relaxation in mind; they provide flexibility for families or rental guests, ensuring everyone has their own space to unwind. Step outside to over 1,800 sq. ft. of outdoor decking, including 450 sq. ft. of covered space, ideal for enjoying the soothing sound of the waves or escaping the midday sun. The private saltwater pool is the perfect place to cool off while taking in the unobstructed views of the Gulf of America. With ample parking for boats, motorcycles, or RVs, this home is designed for both relaxation and adventure. Whether you're looking for a primary residence, vacation home, or a high-income rental investment, this property delivers! Proven rental history makes it a turnkey investment opportunity,

Sale Type

Accept Backup Offers
Yes

Construction Status

Construction Complete
Yes

Waterview

Gulf
Yes

Lot/Parcel Access

County Road
Yes
Paved Road
Yes

Construction/Siding

Foundation Stilts
Yes
Roof Metal
Yes

Utilities

Electric
Yes
Gas - Natural
Yes
Public Sewer
Yes
Public Water
Yes
TV Cable
Yes

Zoning

Resid Single Family
Yes

Exterior

BBQ Pit/Grill
Yes
Deck Covered
Yes
Hot Tub
Yes
Pool - Gunite Concrt
Yes
Pool - Heated
Yes

Interior

Breakfast Bar
Yes
Floor Tile
Yes
Furnished - All
Yes
Window Treatmnt Some
Yes

Financing

Conventional
Yes
FHA
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Microwave
Yes
Refrigerator
Yes
Refrigerator W/IceMk
Yes
Security System
Yes
Stove/Oven Electric
Yes
Washer
Yes

Energy

AC - 2 or More
Yes
AC - Central Elect
Yes
Heat Cntrl Electric
Yes
Water Heater - Elect
Yes

Master Bedroom

First
Yes

Bedroom

First
Yes
Second
Yes

Kitchen

First
Yes

Full Bathroom

First
Yes

Half Bathroom

First
Yes

Rooms

Bedroom
Yes
Dining Room
Yes
Full Bathroom
Yes
Half Bathroom
Yes
Kitchen
Yes
Laundry
Yes
Master Bathroom
Yes
Master Bedroom
Yes
Recreation Room
Yes

Property Features

Sale Type: Accept Backup Offers Construction Status: Construction Complete Zoning: Resid Single Family Waterfront: Gulf Waterview: Gulf Exterior: BBQ Pit/Grill; Deck Covered; Hot Tub; Pool - Gunite Concrt; Pool - Heated Interior: Breakfast Bar; Floor Tile; Furnished - All; Window Treatmnt Some Appliances: Dishwasher; Disposal; Dryer; Microwave; Refrigerator; Refrigerator W/IceMk; Security System; Stove/Oven Electric; Washer Utilities: Electric; Gas - Natural; Public Sewer; Public Water; TV Cable Energy: AC - 2 or More; AC - Central Elect; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: First Bedroom: First; Second Kitchen: First Full Bathroom: First Half Bathroom: First Rooms: Bedroom; Dining Room; Full Bathroom; Half Bathroom; Kitchen; Laundry; Master Bathroom; Master Bedroom; Recreation Room Financing: Conventional; FHA

Room Information

Room Name Level Dimensions Length Width
Master Bedroom First 13.8 x 12 13.80 12.00
Bedroom First 11.4 x 11.1 11.40 11.10
Bedroom Second 11.6 x 11.5 11.60 11.50
Bedroom Second 11.5 x 11 11.50 11.00
Kitchen First 11.4 x 11 11.40 11.00
Dining Room First 11.4 x 11 11.40 11.00
Recreation Room Second 19.4 x 12.4 19.40 12.40
Master Bathroom First 8.8 x 5 8.80 5.00
Full Bathroom First 8.1 x 5 8.10 5.00
Half Bathroom First 5.2 x 5 5.20 5.00
Laundry First 5 x 4 5.00 4.00
Listing Office: Counts Real Estate Group Inc
Last Updated: August - 07 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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