8711 Surf Drive, Panama City, FL 32408

$4,350,000
Property Type: Residential Bedrooms: 7 Baths: 9 Square Footage: 4,715 Lot Size (sq. ft.): 12,197 Status: Active
Current Price: $4,350,000 List Date: 10/09/2025 Last Modified: 7/21/2026

Overview

Description

If you're looking for an Airbnb powerhouse, you've found it. With an experienced Airbnb host and aggressive pricing strategy, this fully furnished 7-bedroom, 8.5-bath Gulf-front beach house is built to support a high-capacity rental operation. Built in 2025, the property features a heated private pool, parking for up to 9 vehicles, no HOA restrictions, and direct beachfront access. The seller is also building a new construction home next door, creating a unique opportunity for buyers interested in expanding their Gulf-front investment footprint. The approximately 30 x 30 main living area is designed for large groups, with Gulf views from nearly every angle. The chef's kitchen centers around a 10 x 5 island with granite slabs imported from Brazil, dual refrigerators, wraparound seating, and a 75-inch wall-mounted TV. The home also includes 12 smart TVs, a 412-game arcade console, and a third-floor entertainment lounge with room for movies, games, a pool table, or air hockey. The ...

Supplements: Outside, an approximately 30 x 25 beachfront deck overlooks a heated 12 x 23 Gulf-front pool with an 8 x 6 sun shelf and two heaters. A powder-coated aluminum safety fence helps secure the pool area while preserving Gulf views, and reinforced balcony railings provide an additional safety feature. The lot extends to the wet sand, providing direct be ...

Listing Details MLS# 977364

Contract Info

List Price/SqFt
922.59
Listing Board
Emerald Coast

Location Tax and Legal

Area
27 - Bay County
Street #
8711
Street Name
Surf
Street Suffix
Drive
State
FL
Zip Code
32408
County
Bay
Project Name/Subdivision
No Named Subdivision
Parcel ID
30195-000-000

General Property Info

Sub-Type
Detached Single Family
Design
Beach House
Apx SqFt(Htd/Cooled)
4715
SqFt Source
Building Plan
Full Baths
8
Half Baths
Yes
Total Bathrooms
9
# Stories
4
Year Built
2025
Immediate Occupancy
Yes
Garage
No
Carport
No
Driveway Spaces
9
userdefined76
9
Acreage
0.28
Pool
Yes
Pool Type
Private

Waterfront

Waterfront Feet
36
Gulf
Yes

Location, Tax and Legal

Sub Area
2723 - Beach - South of Grand Lagoon
Elementary School
Breakfast Point
Middle School
Breakfast Point
High School
Arnold
Legal Description
See docs tab for full details. 6 4S 15W -8- 58B3 COM AT THE NW COR OF NE1/4 OF SW1/4 TH RUN S 1023.35' TH S54 DEG E 194.42' FOR POB TH RUN N35 DEG E 131.92' TO THE SLY R/W LINE OF SURF DR TH RUN S51 DEG E ALONG SAID R/W LINE 35.95' TH S52 DEG E 14.05' TH S35 DEG W 5' N51 DEG W 14.05' S35 DEG W 328.65' TO THE MEAN HIGH WATER LINE TH RUN N59 DEG W ALONG SAID MHWL 36.23' TH RUN N35

More Information

Listing Info, Tax & Legal

Homestead
No
Is Subject Leased
No
Assessment Fees
No
New Buyer Fee
No
New Buyer Fee Amt
0
New Buyer Fee Paid
$
Last Taxes
14820
Last Tax Year
2024
Brokerage Interest
No Interest
As Is
No

Remarks & Misc

Remarks
If you're looking for an Airbnb powerhouse, you've found it. With an experienced Airbnb host and aggressive pricing strategy, this fully furnished 7-bedroom, 8.5-bath Gulf-front beach house is built to support a high-capacity rental operation. Built in 2025, the property features a heated private pool, parking for up to 9 vehicles, no HOA restrictions, and direct beachfront access. The seller is also building a new construction home next door, creating a unique opportunity for buyers interested in expanding their Gulf-front investment footprint. The approximately 30 x 30 main living area is designed for large groups, with Gulf views from nearly every angle. The chef's kitchen centers around a 10 x 5 island with granite slabs imported from Brazil, dual refrigerators, wraparound seating, and a 75-inch wall-mounted TV. The home also includes 12 smart TVs, a 412-game arcade console, and a third-floor entertainment lounge with room for movies, games, a pool table, or air hockey. The primary suite features 16-foot ceilings, chapel windows overlooking the Gulf, and a private lounge with a coffee and wine bar. More than $150,000 in designer furnishings, accessories, and custom window treatments contribute to the home's turnkey appeal and reduce the need for immediate setup. Hurricane-impact windows, a 10-foot sliding glass door, triple-pane Therma-Tru doors, and a commercial-grade fire suppression system with 24-hour monitoring add notable durability and safety features.

Construction Status

Construction Complete
Yes

Lot/Parcel Access

County Road
Yes
Paved Road
Yes

Lot Features

Dead End
Yes
Flood Insurance Req
Yes
Survey Available
Yes

Construction/Siding

Concrete
Yes
Foundation On Piling
Yes
Frame
Yes
Roof Metal
Yes
Siding CmntFbrHrdBrd
Yes

Utilities

Electric
Yes
Gas - Natural
Yes
Public Sewer
Yes
Public Water
Yes
TV Cable
Yes

Zoning

Resid Single Family
Yes

Exterior

Balcony
Yes
Columns
Yes
Deck Covered
Yes
Deck Open
Yes
Patio Covered
Yes
Pool - Gunite Concrt
Yes
Pool - In-Ground
Yes

Interior

Breakfast Bar
Yes
Ceiling Cathedral
Yes
Ceiling Crwn Molding
Yes
Floor Tile
Yes
Furnished - All
Yes
Kitchen Island
Yes
Newly Painted
Yes
Owner's Closet
Yes
Pantry
Yes
Window Bay
Yes
Window Treatment All
Yes

Financing

Conventional
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Fire Alarm/Sprinkler
Yes
Microwave
Yes
Range Hood
Yes
Refrigerator
Yes
Smoke Detector
Yes
Stove/Oven Gas
Yes
Washer
Yes

Energy

AC - 2 or More
Yes
AC - Central Elect
Yes
Ceiling Fans
Yes
Heat Cntrl Electric
Yes
Storm Windows
Yes
Water Heater - Elect
Yes

Mstr Bdrm/Mstr Bath

MBath Double Vanity
Yes
MBath Separate Shwr
Yes
MBath Tile
Yes
MBed Balcony
Yes
MBed Walk-in Closet
Yes

Master Bedroom

Fourth
Yes

Bedroom

Second
Yes
Third
Yes
Fourth
Yes

Kitchen

Second
Yes

Rooms

Bedroom
Yes
Bonus Room
Yes
Den
Yes
Kitchen
Yes
Master Bedroom
Yes
Storage
Yes

Property Features

Construction Status: Construction Complete Lot Features: Dead End; Flood Insurance Req; Survey Available Zoning: Resid Single Family Waterfront: Gulf Exterior: Balcony; Columns; Deck Covered; Deck Open; Patio Covered; Pool - Gunite Concrt; Pool - In-Ground Interior: Breakfast Bar; Ceiling Cathedral; Ceiling Crwn Molding; Floor Tile; Furnished - All; Kitchen Island; Newly Painted; Owner's Closet; Pantry; Window Bay; Window Treatment All Appliances: Dishwasher; Disposal; Dryer; Fire Alarm/Sprinkler; Microwave; Range Hood; Refrigerator; Smoke Detector; Stove/Oven Gas; Washer Utilities: Electric; Gas - Natural; Public Sewer; Public Water; TV Cable Energy: AC - 2 or More; AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Storm Windows; Water Heater - Elect Master Bedroom: Fourth Bedroom: Second; Third; Fourth Kitchen: Second Rooms: Bedroom; Bonus Room; Den; Kitchen; Master Bedroom; Storage Financing: Conventional

Room Information

Room Name Level Dimensions Length Width
Bonus Room First 15 x 16 15.00 16.00
Bedroom Second 11 x 12 11.00 12.00
Bedroom Second 11 x 14 11.00 14.00
Bedroom Third 12 x 14 12.00 14.00
Bedroom Third 12 x 14 12.00 14.00
Bedroom Third 12 x 15 12.00 15.00
Bedroom Fourth 10 x 22 10.00 22.00
Master Bedroom Fourth 17 x 29 17.00 29.00
Kitchen Second 14 x 24 14.00 24.00
Den Second 14 x 21 14.00 21.00
Den Third 11 x 21 11.00 21.00
Storage First 10 x 10 10.00 10.00
Listing Office: Compass
Last Updated: July - 21 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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