8711 Surf Drive, Panama City, FL 32408 (MLS# 977364)

8711 Surf Drive, Panama City, FL 32408

$4,100,000

Virtual Tour

https://my.matterport.com/show/?m=GLJDUUmiJDy&brand=0&mls=1&

3rd Floor Bedroom with Bunks Bath View 2

Property Type: Residential Bedrooms: 7 Baths: 9 Square Footage: 4,715 Lot Size (sq. ft.): 12,197 Status: Active

Current Price: $4,100,000 List Date: 10/09/2025 Last Modified: 9/01/2026

Overview

Description

No HOA fees!! Looking for an Airbnb powerhouse, you've found it. With an experienced Airbnb host and aggressive pricing strategy, this fully furnished 7-bedroom, 8.5-bath Gulf-front beach house is built to support a high-capacity rental operation. Built in 2025, the property features a heated private pool, parking for up to 9 vehicles, no HOA restrictions, and direct beachfront access. The seller is also building a new construction home next door, creating a unique opportunity for buyers interested in expanding their Gulf-front investment footprint. The approximately 30 x 30 main living area is designed for large groups, with Gulf views from nearly every angle. The chef's kitchen centers around a 10 x 5 island with granite slabs imported from Brazil, dual refrigerators, wraparound seating, and a 75-inch wall-mounted TV. The home also includes 12 smart TVs, a 412-game arcade console, and a third-floor entertainment lounge with room for movies, games, a pool table, or air hockey. ... (Read more)

Supplements: Outside, an approximately 30 x 25 beachfront deck overlooks a heated 12 x 23 Gulf-front pool with an 8 x 6 sun shelf and two heaters. A powder-coated aluminum safety fence helps secure the pool area while preserving Gulf views, and reinforced balcony railings provide an additional safety feature. The lot extends to the wet sand, providing direct be ... (Read more)

Listing Details MLS# 977364

Contract Info

List Price/SqFt: 869.57
Listing Board: Emerald Coast

Location Tax and Legal

Area: 27 - Bay County
Street #: 8711
Street Name: Surf
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Project Name/Subdivision: No Named Subdivision
Parcel ID: 30195-000-000

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 4715
SqFt Source: Building Plan
Full Baths: 8
Half Baths: Yes
Total Bathrooms: 9
# Stories: 4
Year Built: 2025
Immediate Occupancy: Yes
Garage: No
Carport: No
Driveway Spaces: 9
Acreage: 0.28
Pool: Yes
Pool Type: Private

Waterfront

Waterfront Feet: 36

More Information

Property Features

Construction Status: Construction Complete Lot Features: Dead End; Flood Insurance Req; Survey Available Zoning: Resid Single Family Waterfront: Gulf Exterior: Balcony; Columns; Deck Covered; Deck Open; Patio Covered; Pool - Gunite Concrt; Pool - In-Ground Interior: Breakfast Bar; Ceiling Cathedral; Ceiling Crwn Molding; Floor Tile; Furnished - All; Kitchen Island; Newly Painted; Owner's Closet; Pantry; Window Bay; Window Treatment All Appliances: Dishwasher; Disposal; Dryer; Fire Alarm/Sprinkler; Microwave; Range Hood; Refrigerator; Smoke Detector; Stove/Oven Gas; Washer Utilities: Electric; Gas - Natural; Public Sewer; Public Water; TV Cable Energy: AC - 2 or More; AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Storm Windows; Water Heater - Elect Master Bedroom: Fourth Bedroom: Second; Third; Fourth Kitchen: Second Rooms: Bedroom; Bonus Room; Den; Kitchen; Master Bedroom; Storage Financing: Conventional

Room Information

Room Name	Level	Dimensions	Length	Width
Bonus Room	First	15 x 16	15.00	16.00
Bedroom	Second	11 x 12	11.00	12.00
Bedroom	Second	11 x 14	11.00	14.00
Bedroom	Third	12 x 14	12.00	14.00
Bedroom	Third	12 x 14	12.00	14.00
Bedroom	Third	12 x 15	12.00	15.00
Bedroom	Fourth	10 x 22	10.00	22.00
Master Bedroom	Fourth	17 x 29	17.00	29.00
Kitchen	Second	14 x 24	14.00	24.00
Den	Second	14 x 21	14.00	21.00
Den	Third	11 x 21	11.00	21.00
Storage	First	10 x 10	10.00	10.00

Listing Office: Compass

Last Updated: September - 01 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.